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Experience With Flutter
In one of my previous posts I mentioned about a project that I wrote entirely using Flutter. This is the continuation of that post. I will go into the details of how Flutter became the platform of choice and my experience with it. Let me preface by saying that this may be interesting only to a limited set of software engineers. So if you are not one of them, it'll serve you best to skip this post.
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Franklin Debt Funds Payment Is Here
Finally after almost one year since the Franklin debacle, there is some good news. I received 50% of my investment in Franklin Ultra Short Term fund. That is a sizable chunk of money. I am sure I have never seen as much in my bank account -- ever. While it is a sigh of relief, I never so much as doubted that there will be problem in repayment. My only worry was how long it would take for Franklin to repay given the court cases. For once this case moved faster than typical court case duration in India. Anyway I hope by the time you read this, you would have received your payment too.
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More Ideas On Minimalism
I have already written a few articles on minimalism. Yet, from time to time people still ask me to teach them how to get started on minimalism. Unfortunately I don't know how to help them. There are perhaps some books and youtube videos on the topic. May be that will help. But here is one way to go about it.
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The Friends Roster Project
While 2020 has tied many people to their homes, it also encouraged many to seek out old friends. The same happened with me and a bunch of my friends. I have lost touch with a lot of my school, college and work friends as the years passed. You find new friends. You get busy with work and family and eventually don't find time to call or meet friends as much as you might have when you were young.
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Franklin To Disburse Our Investment?
You probably remember the Franklin fiasco that happened some 9 months ago. All those who invested in the six wound up funds have their investments stuck for the past 9 months. While the funds were wound up they were still receiving interest income from the papers that it holds. Some papers matured while some others pre-paid the bonds. So overall Franklin has Rs. 14,391 Cr in income so far according to it's latest report on Jan 29, 2021. Of this amount 4,621 Cr was used up to pay back its borrowings. The left over Rs. 9,770 Cr is available for disbursement. However it was unable to return the monies because of a court case in Supreme Court.
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Budget 2021 And How It Affects Me
Like last year, here is a quick overview of how the 2021 budget affects me. This is not an analysis or highlights of the budget. I am sure you can find many articles on those topics. This post is more specifically on how the budget affects my financial planning. To tell you the truth, there is nothing in the budget for me and that is a good thing! No news is good news isn't it?
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Dilemma Of An Upper Middle Class Parent
One of the things that I observed is that as kids move from middle class to upper middle class, the fire and hunger to achieve comes down. Kids in lower or middle class families have a thirst to learn and achieve that slowly mellows down as the lifestyle improves. Some how I feel they become more complacent.
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Learnings From 2020
The year 2020 has been special in many ways. We have seen something that was unprecedented not only in my life, but even during my parents life. Who would have ever imagined a lock-down of the whole nation for example? Many things were a first in 2020. While the year was not too bad, I did have a few learnings. In this last post (hopefully) in the year review series, I want to go over my learnings. Pretty much all my issues and the resulting lessons were related to Franklin :).
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Year In Review – 2020 Plans That Failed
From what you have seen so far in my year in review series, you might think 2020 was not too bad. It seems like most of the things worked out fine for me except for that loss of electronics and Franklin fiasco. But that is not really true. We made a few other plans that just did not go well at all. Here is a review of those disappointments.
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Year In Review – 2020 Investments and Redemptions
In the past few posts, I have written about my expenses, investment returns and net worth. In this post I want to show you my investment pattern over the last year. I will try to explain my weird investment behavior. A word of caution though. Do not copy my investment style. It will most likely do you more harm than good. The reason is quite simple. I am a retired person with no income. If I had a salary I would certainly invest differently (read more equity investments). I will most certainly do my monthly investments and not the random investments as you will soon see.
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