Archive of posts from September 2023


  • Sep 25, 2023

    Over Planning and Under Planning

    I am the kind of person who tends to over plan and execute according to it. I hate deviations in the plan. But since retirement I am trying hard to change this style. You see, early retirement is all about enjoying life as it comes, but here I am programmed to execute according to a plan. Don’t get me wrong, my incessant planning and careful execution is what got me to retiring as early as I did. So it is not like I am going to throw away this trait. It helped me a lot. At the same time, I don’t want to be a carefree soul without a plan. That would be quite careless if not reckless. Instead I want to try something different, a middle ground if I can call it that.

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  • Sep 18, 2023

    My Daily Routine: 2023 Edition

    It has been a couple of years since I gave my last “daily routine” update. A reader of my blog also asked me to give an update, so here it is. There is almost no change in my routine since about 2 years ago which is nothing to be surprised about since that was the whole plan in retirement. Just chill, take it easy and live life on the absolute slow lane. Almost nothing in our life is urgent since early retirement. Things will happen when they happen :).

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  • Sep 11, 2023

    How To Think About Return On Investment

    Sometimes we may want to compare two investment opportunities and figure out which is a better one. Say for example should we rent or buy a house? One way go about it is by using the return on investment method. Basically we calculate how much return we might get going with each opportunity and pick the one with better returns. It is usually not as cut and dry especially if we are dealing with different risks. Yet, it is a good practice to at least find the numbers and later decide if the difference in returns is worth the risk. So in this post, I will discuss how I go about calculating the return on investment. You may have other metrics or different way to look at things, so don’t consider this to be the only option.

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  • Sep 4, 2023

    Solar System Comparison with MKBHD

    Some of you may already know MKBHD, a popular youtuber in the tech world. He recently posted a video about the going completely solar and not having to pay an electricity bill for a whole year. It is a very well made video which explains how the solar panel system works with batteries (off grid) and with net metering (on grid). Although I don’t have net metering and I am not completely off grid, so mine is a hybrid approach. Still, if you watch the video it will help you understand how my setup works (sort of). My setup is closer to the hybrid system explained in another video. Anyway, I wanted to compare my puny setup with MKBHD’s setup and see how I compare. So here goes.

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