The Role Of Luck

Luck has a huge role to play in one’s success or failure. We should not forget the role of luck in our lives. I am what I am is primarily because of how lucky I have been in many aspects of life. There are people who are more hardworking than I am and yet don’t have the results they deserve. I don’t know if there is any way to improve the chance of being more lucky. But the least we can do is to recognize that someone is in a position they are in because of some role luck played … Continue reading “The Role Of Luck”

Why Save When You Cannot Enjoy?

Some one asked “I don’t have money before a job so cannot spend and have fun. After finding a job I have money, but I am saving for a future. So again I cannot spend. What is meaning of money? Spend it or save it or what to do?”. That got me thinking. I gave them the reply and thought I should expand a bit on my blog so it might help others. I understand the desire to spend after you get your first job. Obviously you don’t have to start saving the minute you have a job. May be … Continue reading “Why Save When You Cannot Enjoy?”

Take Care Of Your Mind And Body

Whether you are planning to retire early or not, one thing that everyone needs to take care of is their mind and body. It is surprising how little time and care we devote to both in our mad rush to achieve things. Life is not always about goals and achievements. Sometimes it helps to stop and think if that is all that we really want. Did you ever wonder how much time do you actively spend on improving the mind and body? The body The easiest way to take care of our body is by giving it adequate sleep and … Continue reading “Take Care Of Your Mind And Body”

Money Is Infinite. But Time Is Limited

I used to have a comfy and very well paying job until I decided to retire early in 2018. I can’t imagine why anyone would give up such a good job and ridiculously good benefits that I used to enjoy at work. But at some point in life, it is conceivable that one could slip into philosophy. That happened to me. Money has never been a primary motivation for me, but it did enjoy some importance in my life. After my philosophical journey, money seems so insignificant and unimportant. Don’t get me wrong. You need a handsome amount of savings … Continue reading “Money Is Infinite. But Time Is Limited”

Leaving Inheritance To Children

When I said I have enough money in my previous post, it was made possible by the fact that I did not account for many things that most Indian’s generally consider bare minimum. Take inheritance for example. We did not plan on leaving anything substantial for our daughter. Our thought process is that she should go through the basic difficulties of life to achieve things that she desires. We are probably atypical Indians that think this way. I know this because people have asked if I thought about leaving an inheritance for my kid. Indian’s are obsessed with leaving a … Continue reading “Leaving Inheritance To Children”

Should You Save For Kids Higher Education

You know my stance on saving for kid’s education. Those who have read my blog or know me, understand that we are unschooling our kid. Most already know that I retired early. I guess early retirement and unschooled kid is probably not a common combination? Or may be it is just my feeling. Because, in this combination, one rarely plans to setup a corpus for kid’s higher education. And yet many people ask why I haven’t set aside a corpus for the kid. Either way, many have raised the questions about what I intend to do financially if the kid … Continue reading “Should You Save For Kids Higher Education”

What Will People Think?

Every time you intend to do something out of the ordinary, your first instinct is usually to stop and think “what will people say or think about what I am about to do”. This stigma limits us from doing anything that does not fit in the societal norms. While nobody made any rules about how things should be, as a group we are all guilty of following some unwritten rules. The good thing about these unwritten rules it that we are able to move together in one general direction and solve problems that no one person alone can solve, a … Continue reading “What Will People Think?”

Practice Minimalism

After watching my talk on early retirement, one of my friends tells me that while the audience asked a lot of questions, no one asked me “How do I practice the art of minimalism without compromising much on what your heart wishes for?”. Well in this case, I am not really sure if minimalism is a personal trait or if it is something that can be acquired. You already know how I started, which was basically after reading about Stoicism. Are you a minimalist at heart? I think the best way to figure out if you are already inclined towards … Continue reading “Practice Minimalism”

Motivation Towards a Goal

Early retirement is possible. It is certainly not easy, but it is simple. Of course, it needs a lot of sacrifices today, for a better tomorrow. You need to save a lot which means your expenses have to be very less to have any meaningful contribution to your retirement kitty. Heck, retiring at 60 with enough corpus to last your whole life is in itself a difficult task. How can you even save for your early retirement. It all comes down to how deeply you want to retire early. It does not just apply for retirement, but anything in life. … Continue reading “Motivation Towards a Goal”