I generally don’t think about market movements. I check markets every day just to know what is happening, but rarely to take any action. When markets fell a bit due to the US-Iran war. People got excited and started sending me messages. What do you think of the war. Do you think this is a good time to invest? Should we ration petrol, gas and food? Should we buy an induction stove because of LPG shortage? Should we sell some assets and invest in the stock market to buy the dip? How are you handling the market fall? And so on.


I am like – what world are these people living in? It is just a small bit of news and that got people so excited? The events that transpired and the consequent market fall was not worth 5 minutes of my time. Yet, somehow, these people see the world and the news from a different lens spending inordinate amount of time consuming news, planning and preparing for something that didn’t even make a small dent in the stock market. Am I missing something that others are seeing?


Then I read this article and here was someone who is thinking like me (or I was thinking like them). I was happy to know that I did not go nuts. I suggest you ready that article, but here are some snippets that aligned with my thinking.


Thought 3: Falling Markets Don’t Just Destroy Wealth But Reveal Who You Are

It’s easy to call yourself a “long-term investor” when your portfolio is growing. But when it drops by, say 30%, and every headline screams of a further fall, your real self shows up.

Are you calm? Or are you panicking?

Down markets expose the gap between who we think we are and who we really are. They force you to confront your true tolerance for risk and your patience.

Ask yourself: Do I actually believe in my investments, or am I here to just enjoy the ride up?


Thought 5: Wealth is Grown in Silence, But Lost in Noise

Building wealth happens quietly. You invest, then you hold, and then you wait.

But losing wealth? Well, that usually happens in noise (headlines, social media, etc.), that makes you react. Falling markets just amplify that noise.

You have to tune it out.

Ask yourself: Am I listening to the whispers of my plan or the shouts of the crowd?


Thought 6: Best Investors Are Masters of Their Minds

The greatest investors don’t win because they know more. They win because they control their emotions better than others. When markets crash, they stay calm. When others panic, they think rationally.

Investing is, after all, a mental game as much as a financial one.

Ask yourself: Am I training my mind to endure over time, or am I letting the market train me to react every now and then?


Bonus Thought 14: The Inner Game is Everything

In the end, the real challenge in investing isn’t just about picking the right stocks or timing the market perfectly—it’s about mastering your mindset.

Markets will always test you. There will be ups and downs, panic and euphoria. But what truly separates successful investors from the rest is how they manage their emotions and stay the course when things get tough.

Your mindset is your greatest asset.


"If you're not willing to react with equanimity to a market price decline of 50% two or three times a century you're not fit to be a common shareholder, and you deserve the mediocre result you're going to get compared to the people who do have the temperament, who can be more philosophical about these market fluctuations." Charlie Munger