Archive of posts from January 2019


  • Jan 31, 2019

    My Daily Routine

    Ever since I retired, lots of people have been asking about my daily routine. So I though I should probably write about it and help the folks :) and this is that post. Before I get started, you have to remember a few things about my reasons for retirement. First, I did not retire to do a startup and run like crazy. That is not to say that I am playing video games and watching TV all day either. I found my Nirvana by doing just enough and not too much. I have a lot of free time and my brain does not get overrun with multiple thoughts demanding its time and causing it to stress. So you might be surprised to see that my daily routine is almost completely about doing non-productive stuff. None of what I do on a daily basis will make the world a better place, or gift humanity with a new invention or device that begs for your attention. Some people feel that I am wasting my knowledge, skill and expertise by not doing anything.

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  • Jan 24, 2019

    Year In Review - 2018 Net Worth

    The final chapter in the Year in Review series, is reviewing my net worth. At the end of every year, in addition to reviewing my returns and expenses, I also take stock of my net worth. It is an exercise not to check how much I am worth, but more to get an understanding of my asset allocation, and see if it is converging towards my planned allocation. Lets take a look at the constituents of my net worth first.

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  • Jan 17, 2019

    Year In Review - 2018 Expenses

    Continuing the "year in review" series, this time lets go over my expenses last year. Did they go according to plan? Did I over estimate or under estimate? I wrote a couple of posts explaining my monthly and yearly expenses. You can check those out for more details. But for this post, I will just go over them briefly and how they panned out over the course of last year.

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  • Jan 10, 2019

    Year In Review - 2018 Returns

    Update on July 15, 2019: I made a mistake in how I calculated my returns and as a result, my returns for 2018 was actually 2.17% and not 4.13% as indicated in this post. Except for that one mistake, rest of the post is accurate to my knowledge as of today :). So I still did not beat all the indices really.

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  • Jan 1, 2019

    Year In Review - 2018

    A happy new year to you! The year 2018 has been exceptionally exciting for me. The last such eventful year has been 2002 when I took a flight for the first time in my life to a country half way around the globe, to pursue my Master's degree. Back in 2002, there were a lot of new things that I have never experienced before -- the culture shock, self reliance, clean roads, every shop, house and office having air condition, tons of cars and almost no people on roads, huge university campus, and much much more. Every day was like a new experience and exciting in its own way. Fast forward to 2018, and I had a similar kind of exciting year after a long time.

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