Archive of posts from February 2024
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Year In Review - 2023 Annual Expenses
In the previous post I wrote about my monthly expenses. This is the continuation of that post and I will be covering my annual expenses in 2023. While monthly expenses are those kind of expenses that occur more frequently, yearly expenses occur rarely, perhaps once every few years like house repairs or buying a new car etc. I will explain where we are spending the most and why. Remember that for all the expenses, whether monthly or annual, the money is coming out of my retirement corpus which consists of a bunch of debt and equity mutual funds. There are no other incomes or special savings for annual expenses. Last year’s annual expenses were low because thankfully we did not have any big ticket item like buying a car.
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DC Energy Measurement Using INA226
In an earlier post I wrote about measuring DC energy using PZEM 017. If you recall, I ended the article with a couple of remarks. One was that the device was unable to measure current below 0.02 A. But the bigger problem was that the device could only measure current in one direction. It is uni-directional current sensor. I cannot use this device with my UPS to measure charging and discharging current since I need a bidirectional current sensor in that case. After some searching around I found a few options and one good sensor which is the INA226. So here is a write up of my experience with it. This can get a bit technical, so if you are not into electronics, give this a skip.
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Year In Review - 2023 Monthly Expenses
It is about time I reviewed my monthly expenses for the past year. I do this activity at the start of every year. There are two kinds of expenses I track. One is monthly expenses which sort of appear most months like food expenses, internet etc. Then there are those expenses that occur once a year or once every few years. Those are considered as annual expenses. In today’s post I will go over the monthly expenses of last year and how it compares with the budget I made at the start of 2023. Lets also look at inflation since my retirement. Later in the post I will inflate my monthly expenses and set a budget for 2024. Lets dig in then.
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An Unexpected Encounter
It was January 2020 when we made an unexpected trip to Thirthahalli, a beautiful remote village in Karnataka. One of our newly made friends was born and brought up in Thirthahalli and they are planning to purchase a farmland near there. They invited us to visit their house for a fun trip and join them in their search for a farm. At this point in time, we were not even prepared to purchase a farm. We tagged along because our friends were on the search and we thought we can get some experience of the process if we ever want to go that route. But how did we meet these folks and what led us to believe we could do farming?
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