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Funding Children's Education
After reading my earlier post on How to Retire Early in 5 Steps, some of my friends asked me if it is realistic to be able to achieve early retirement given the soaring cost of children’s education. So I thought I should elaborate a little bit, which is what this post is all about.
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Math Behind Financial Planning (FV, PV and Annuity)
Saving early is one of the first steps you need to take when you are planning early retirement. I talked about it briefly in my earlier post, but wanted to elaborate a little bit and may be show a few formulas along the way to help you better understand how starting early and compounding make such a huge difference. This post will help you do your own financial planning if you are so inclined. I did not use a financial planner and always preferred to do it myself. So if you are like me, you might enjoy it.
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How to Retire Early in 5 Steps
Achieving early retirement is not really as difficult as most people think. But it certainly is not for everyone. Some may not like not being able to work and stay at home, some may not be ready for the simple retired life, some may feel anxious about finances (even if their corpus is as big as they wanted it to be). Going into early retirement requires the stomach to handle all those and much more. For most, it may be fulfilling to work and keep themselves busy that way. For the rest, these 5 steps will help you get started on your journey to early retirement.
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Be Strategic About When to Quit
While I was able to reach my financial goal by end of 2017, I actually retired on Jun 29, 2018. The timing of my exit has nothing to do with my finances, it was just strategic. And I will tell you why it is important to time your exit properly.
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Accelerate Retirement With Philosophy and Minimalism
This is the continuation of my earlier post. If you have not already read it, head on over there first.
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Setbacks Help You Get Started
In my last post, I talked about how I put an end to my work life and transitioned into early retirement. In today’s post I wanted to talk about how it all started.
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How It Ended
And then it happened on June 29, 2018. I was 37 and I retired.
After having worked at a multinational corporation for 11 years as a software engineer, I decided to call it quits. And that is how it ended and I broke free from the shackles of hedonistic treadmill. Somehow, the few months leading up to my early retirement were calm and relaxed. I would have thought that taking such a bold step would make me anxious and restless. I think the thought of leading a simple life trumped all inhibitions.
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