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Acer Aspire 7 Review
As you already know, I recently purchased a budget gaming laptop – Acer Aspire 7 with Nvidia GTX 1650 graphics card. I really did not need a gaming laptop because I barely play games anymore. But the deal was so good compared to a similarly spec’ed laptop without the graphics card, that I could not pass up the deal. It’s been only 10 days since I have the laptop under my possession, but that does not deter me from writing a review. If you are also looking to buy this laptop, this post might help you in making a decision. If you are not planing to buy one and are still reading, you might be here to pass some time. Either way have fun.
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Tactical Asset Allocation vs Fixed Allocation
If you have been reading my blog for some time you probably already know that my asset allocation changes based on market conditions. I have my own set of rules using which I decide whether to be equity heavy or debt heavy. Of course there is no secret sauce involved you can do the same with data available on the internet. My question however is whether it is worth doing tactical allocation or is it just better to follow a fixed asset allocation plan. That is what I set out to find and here are my findings.
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Purchased A New Laptop
The festival season has begun, well at least for Amazon and Flipkart. So it is time to find some good deals on all those things that you wanted to buy. Err, I mean the things that you needed to buy. Strictly speaking for a minimalist it should not matter whether it is sale time or not. If you don’t need something, don’t buy it. But of course we are all human and we fall prey to some temptations. At least I do. I have been wanting to buy a laptop for sometime now. Astute readers of my blog might already know that I have a budget. And according to my annual budget, I am allowed to buy a new laptop every 5 years. Now, I know it is probably too frequent to be buying a laptop every 5 years. But since I spend a considerable amount of my time on a laptop, it would be nice to have a decent upgrade. You know where I am going with all this don’t you? As if the title didn’t already give you a clue.
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Not Thinking Clearly
A couple of weeks ago I wrote a post on why one should avoid unforced errors (a situation you are completely in control and you make a mistake). So I thought about the unforced errors I made in just one aspect – stock picking. And boy there are a ton of them. But before we get to those mistakes, I had also finished reading (or rather listening to) The art of thinking clearly. An excellent book on all the biases we fall prey to. So I thought I should give a name to my biases and delusions as I tried my hand at stock picking. If you don’t know, I performed very poorly at picking a stock and the story is available on one of my previous posts if you are interested.
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Sensex Touched 60,000. What Should I Do Now?
I never imagined that BSE Sensex (Bombay Stock Exchange Sensitive Index) would touch 60,000 so soon! Especially given the uncertainty due to COVID-19 pandemic. It took just 8 months to go from 50,000 to 60,000. Which is a 20% gain in that short duration. We have all heard of stock markets giving great returns, but this one is special because it is happening at a time when economic situation isn’t that great and we are still fighting a virus without cure. Oh well. Markets will do what they do best – surprise everyone. So what should an investor do in such a situation? My response may not give the answers you are looking for, but that doesn’t stop me from writing now will it?
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Migrating From Wordpress To Jekyll
If you read my previous post on Jekyll, you already know why I switched from WordPress to Jekyll. In continuation of that post I want to explain how I migrated to Jekyll. For those who are not interested in the software side of things should skip this post. Wordpress offers a lot of features out of the box, like search engine and comments engine. So all I have to do is write posts and users can search and comment on them. This works because Wordpress is dynamic and runs a DB to store data. However since Jekyll is static, one needs to figure out a way to make things work.
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Internet Addiction Is A Thing
As parents of an unschooled kid we never really have any restrictions on most things our daughter wants to do. However, in the recent past, we had to bring in some restrictions. As you might recall, I am an ardent supporter of technology. And so, I believe that kids should also grow up with technology if they want to find their place in this world. My spouse on the other hand does not quite agree with me in this regard :). Anyway, the point of this post is not about whether technology is good or bad for kids, but more about whether they can self regulate addictive behavior.
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Real World Application of 4% Rule
I have not even completed 4 years into retirement, yet I wanted to check how the 4% rule is working for me. Please keep in mind that this is such a short time in retirement that we can’t make any conclusions about whether 4% rule really works in this day and age at all in India. We will only know its usefulness in a much longer duration like a decade or so. This exercise is to understand how a 4% rule will work with and without the 20% buffer I usually talk about. Lets get started.
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Be Smart Or Not Be Stupid?
It is amazing how many people focus on being smart than avoiding stupidity. One could be the smartest person in town, but if they keeping making silly mistakes, eventually the mistakes pile up enough to waste a smart decision. This is even more true in investing. I am one of those people trying to be smart instead of avoiding mistakes. This reminds me of an article I read a long time ago about the findings of a scientist and statistician Simon Ramo.
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Why I Switched From Wordpress To Jekyll
The past few days have been quite busy, so I have not been regular with my posts. One of the reasons was because of the migration of my blog from WordPress to Jekyll. This post is going to be a bit technical, so for those who are not interested in software should probably skip this one. I have been using WordPress to publish my blog. My WordPress has been running on a Google Compute Engine instance since I started the blog. But I have been wanting to move away from WordPress for a long time. So I decided to go with static web pages. Unfortunately the process was not quite easy because WordPress offers so many things out of the box. Doing all that work manually was some work, but it was well worth it.
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