Posts in category "post-retirement" - page 19
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My Daily Routine
Ever since I retired, lots of people have been asking about my daily routine. So I though I should probably write about it and help the folks :) and this is that post. Before I get started, you have to remember a few things about my reasons for retirement. First, I did not retire to do a startup and run like crazy. That is not to say that I am playing video games and watching TV all day either. I found my Nirvana by doing just enough and not too much. I have a lot of free time and my brain does not get overrun with multiple thoughts demanding its time and causing it to stress. So you might be surprised to see that my daily routine is almost completely about doing non-productive stuff. None of what I do on a daily basis will make the world a better place, or gift humanity with a new invention or device that begs for your attention. Some people feel that I am wasting my knowledge, skill and expertise by not doing anything.
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Year In Review - 2018 Expenses
Continuing the "year in review" series, this time lets go over my expenses last year. Did they go according to plan? Did I over estimate or under estimate? I wrote a couple of posts explaining my monthly and yearly expenses. You can check those out for more details. But for this post, I will just go over them briefly and how they panned out over the course of last year.
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Year In Review - 2018 Returns
Update on July 15, 2019: I made a mistake in how I calculated my returns and as a result, my returns for 2018 was actually 2.17% and not 4.13% as indicated in this post. Except for that one mistake, rest of the post is accurate to my knowledge as of today :). So I still did not beat all the indices really.
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Year In Review - 2018
A happy new year to you! The year 2018 has been exceptionally exciting for me. The last such eventful year has been 2002 when I took a flight for the first time in my life to a country half way around the globe, to pursue my Master's degree. Back in 2002, there were a lot of new things that I have never experienced before -- the culture shock, self reliance, clean roads, every shop, house and office having air condition, tons of cars and almost no people on roads, huge university campus, and much much more. Every day was like a new experience and exciting in its own way. Fast forward to 2018, and I had a similar kind of exciting year after a long time.
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The 70:30 Asset Allocation
In my previous post, I talked about about allocating 70% to equity and 30% to fixed income and just keep that ratio irrespective of which stage you are in your life. But does it really work? Lets work out some examples to see how it might work under various conditions.
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How It Ended
And then it happened on June 29, 2018. I was 37 and I retired.
After having worked at a multinational corporation for 11 years as a software engineer, I decided to call it quits. And that is how it ended and I broke free from the shackles of hedonistic treadmill. Somehow, the few months leading up to my early retirement were calm and relaxed. I would have thought that taking such a bold step would make me anxious and restless. I think the thought of leading a simple life trumped all inhibitions.
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