Posts in category "post-retirement" - page 14
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Year In Review – 2020 Investments and Redemptions
In the past few posts, I have written about my expenses, investment returns and net worth. In this post I want to show you my investment pattern over the last year. I will try to explain my weird investment behavior. A word of caution though. Do not copy my investment style. It will most likely do you more harm than good. The reason is quite simple. I am a retired person with no income. If I had a salary I would certainly invest differently (read more equity investments). I will most certainly do my monthly investments and not the random investments as you will soon see.
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Year In Review – 2020 Net Worth
Continuing on with the year in review series, next up is net worth. This year I wanted to make a small change to my net worth calculations. For the last 2 years I have included my US stocks (employee stocks) as part of my net worth. That has caused a lot of confusion to my readers. While my company stocks in the US are worth something, I am planning to keep it out of the reviews. That corpus is supposed to be used for my international (mostly US) vacation. So no point dragging it into net worth calculations.
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Year In Review – 2020 Daughter's Portfolio
You know that I am managing a small corpus for my daughter. Since there is no goal involved and it is an experiment, I decided to go all in with equity investments. The plan is to hand over the portfolio to my daughter when she become a major. This will be a nice experiment to check if my quest for low volatility portfolio coupled with market timing is any better than just blindly investing in equities. All I am really interested is in the returns as compared with my portfolio.
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Year In Review – 2020 Expenses
This is the continuation of my 2020 year in review series. See my previous post if you missed my returns report. As you probably already know, I maintain two set of expenses — one for monthly expenses and another for annual expenses. The monthly expenses include expenses that occur more frequently than once a year and the rest of the expenses go into annual expenses. Lets dive deeper into the report.
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Year In Review – 2020 Returns
At the start of every new year I review my portfolio and take stock of my expenses, returns and net-worth. So just like last year I am reviewing my returns for 2020. This is the first of the year in review series. I will also post my expenses and net-worth reviews in upcoming posts. Without wasting too much time, lets get right to it.
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Happy New Year 2021!
Wish you all a very happy new year! Hope this year brings you more health, happiness and prosperity. When I wrote the new year post last year, little did I know that things will change so quickly. We have gone through some turbulent times indeed. I've had my fair share of ups and downs, but on the whole I ended the year on a positive note. Without going into too much detail, let me recount what happened in my life in 2020.
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Last Post For The Year
It is almost the end of the year and I already posted an article on reflecting back on the year. In my reflections I had a few ups and downs during the past year which are sort of covered in the quotes that follow. This post is going to be really short in that sense :). May be some of these apply to you and perhaps you felt something similar at some point in life? This is the last post on reflections for the year I promise!
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The Credit Card Experiment
There are polarizing opinions about using credit cards. Some consider credit cards to be very useful while others consider them as debt traps. Like most things in life, it is not as black and white of course. This post is not about debating whether credit cards are good or bad but more about my experience with a credit card.
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Building a DIY 5.1 Audio Video Receiver – Part 7
Now that I have the front speakers, rear speakers and sub-woofer working, the next thing I wanted to do in my DIY AVR project was to bring up the center speaker. I ordered a TPA3118 amplifier board for Rs. 379 towards it. The only problem with the board (which I did not realize when I ordered it) was that it does not have a volume control. The repercussions of this mistake will soon become clear. Anyway, I connected the board to a 12V power supply. The same one that was powering the crossover board from my previous post. Output from the board is connected to my center speaker. The sound quality is fine to my ears. Anyway it is the center speaker, so we don't need a great quality output.
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Building a DIY 5.1 Audio Video Receiver – Part 6
In the last post I mentioned that I was looking for a crossover board. The one that I purchased is putting out a huge DC bias and I was not comfortable using it on my sub woofer. Wondering if it is a problem with the particular unit that I got, I ordered a replacement. Unfortunately, even the replacement has the same signature output. So I decided to do something about it myself.
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