Posts tagged with "minimalism"


  • DIY Projects

    In an earlier post I talked about how we try to do repairs where possible and upkeep things to extend the life of some products. As an extension of that post, we also wondered how we could possibly cut costs by doing some things ourselves instead of buying stuff. This again while it seems like a frugal activity (which it is) also reduces the environmental impact. I know I am talking a lot about environment without even having a degree in it. Well, my life partner has a Masters degree in it (literally).

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  • Repairs and Upkeep

    Over the years I have been doing some repairs and upkeep of various things at home. Most of the things are simple and you probably already know them. But I thought I will just list some of the things I learned. My first piece of advice is that if something breaks, try to repair instead of replacing it. Most likely you are capable of repairing. You just don’t know it yet :). The internet is full of helpful people giving excellent advice on how to repair. What is the worst thing that can happen if you don’t know how to repair? You will break it further and then you can replace it, which is what you were planning to do anyway. You might have wasted a couple of Sunday afternoons trying to repair, but the knowledge you gain and the fun you have putting things together is amazing.

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  • Vehicle Insurance Craziness

    There are many reasons one could think of when choosing a good car, and one of them could be insurance. Being a minimalist, I see car as a thing that takes me from point A to point B safely and protecting me from the elements (I was not like this before becoming a minimalist though). So whether it is raining or too hot, windy or dark, my vehicle should let me go from one place to another, assuming I have sufficient driving skills. For others a car could be a status symbol or it could be a shiny new toy with lots of bells and whistles. Have you heard about the refrigerator and foldable table in your car, or the wipers for your headlights? Well, some features do improve safety, but others are just gimmicks.

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  • The Decline Of Keeper Culture

    With the advent of technology, things are becoming more complicated and less repairable. I don’t remember where I read this, but in the early days when cars were first invented, everyone who owned a car knew how the car worked very well. It is not unexpected to have the car halt every so often and the owner is expected to be able to diagnose and repair it on the road. That means they would have to understand the workings of a car very well. Whether that was true or my memory serves me right or not is debatable. But what is not debatable is my personal experience.

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  • What Was My Savings Rate

    A lot of times while talking to people about my early retirement, I get to the point of someone wanting to know what percent of my income I was saving. Unfortunately I never tracked that metric. So I wanted to find that out myself which is what this post is all about. The information may not be very accurate but it should be a ballpark figure and has sufficient details in it. The reason for inaccuracy is primarily because I don’t want to track down all my investments and income to the minutest detail. That would take too much time. In fact I don’t even remember my salary information and used my ITR (income tax returns) as a guideline. Then I had to go through my CAMS statement to figure out my investments every year. Hope this helps answer the question about my savings rate.

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  • Laptop Price Inflation

    Last time I did a review of my electricity bill inflation. Conveniently I was tracking the utility bills since 2012 so I had enough data. That got me thinking. May be I can find other expenses for which I have long enough data to calculate inflation. Remember, inflation is different for different products. For example, your food inflation will be different from your medical bill inflation, or electricity bill inflation etc. So you will need to find the inflation for each category of expenses. Since I recently purchased a laptop, I thought if I can dig up some old bills, may be I can calculate my laptop expenses inflation. Which is exactly what this post is all about.

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  • Purchased A New Laptop

    The festival season has begun, well at least for Amazon and Flipkart. So it is time to find some good deals on all those things that you wanted to buy. Err, I mean the things that you needed to buy. Strictly speaking for a minimalist it should not matter whether it is sale time or not. If you don’t need something, don’t buy it. But of course we are all human and we fall prey to some temptations. At least I do. I have been wanting to buy a laptop for sometime now. Astute readers of my blog might already know that I have a budget. And according to my annual budget, I am allowed to buy a new laptop every 5 years. Now, I know it is probably too frequent to be buying a laptop every 5 years. But since I spend a considerable amount of my time on a laptop, it would be nice to have a decent upgrade. You know where I am going with all this don’t you? As if the title didn’t already give you a clue.

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  • Giving Up Satellite TV

    As part of minimalism, we try to reduce stuff from our life every now and then. Like Bruce Lee said, “hack away the unessential”. You may recall some of our minimalism activities from the past like selling our car or the minimalist wardrobe. This time around we wanted to experiment with cutting out satellite TV from our life.

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  • On The Other Side Of Early Retirement And Minimalism

    It is interesting to know that the options for work increase dramatically after you announce that you retired. I did not know this fact. Not just that but people generally tend to have a different outlook about you. I will share some interesting observations I made after my retirement.

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  • How I Spend As A Minimalist

    Minimalism in general sounds a bit odd to most people. Most of the time they tend to think that minimalism means being too miserly or living on a tight budget. But the reality is not even close to anything like that. Of course we do run on a budget, but certainly not on tight budget. Likewise, we spend quite a bit where we think it makes sense. Where we don't see value, we tend to spend less. Minimalism is not about being a miser or not spending at all but about spending on stuff that is important to you.

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