Year In Review – 2018 Net Worth

The final chapter in the Year in Review series, is reviewing my net worth. At the end of every year, in addition to reviewing my returns and expenses, I also take stock of my net worth. It is an exercise not to check how much I am worth, but more to get an understanding of my asset allocation, and see if it is converging towards my planned allocation. Lets take a look at the constituents of my net worth first. There, all the usual suspects such as equity, fixed income and real estate. In addition, I have been tracking PF … Continue reading “Year In Review – 2018 Net Worth”

My Asset Allocation

I have discussed the 70:30 asset allocation in my previous 2 posts. However, I did not really follow the rule, not because it did not work for me, but for the simple reason that I wanted to learn market cycles and take risk while doing my investments. I would not suggest anyone play with investments like I did (unless you know what your are doing) and risk losing money. Instead follow the boring simple rule of 70:30 and it works. This is more of a case study of my investing style.   Disclaimer: The asset allocations discussed in this post worked … Continue reading “My Asset Allocation”

Make Money Work For You

In my earlier post on How to Retire Early in Five Steps, I briefly touched upon asset allocation in step #3. In this post, I go into a bit more detail into how one should go about asset allocation for early retirement. Before understanding asset allocation, you need to understand asset classes. If you have not read my post on asset classes, head on over to that post.   Disclaimer: The asset allocations discussed here are only a suggestion, it may or may not work for you because your needs and requirements may be different from mine. Please work with your … Continue reading “Make Money Work For You”