Posts tagged with "budget"


  • Purchased A New Laptop

    The festival season has begun, well at least for Amazon and Flipkart. So it is time to find some good deals on all those things that you wanted to buy. Err, I mean the things that you needed to buy. Strictly speaking for a minimalist it should not matter whether it is sale time or not. If you don’t need something, don’t buy it. But of course we are all human and we fall prey to some temptations. At least I do. I have been wanting to buy a laptop for sometime now. Astute readers of my blog might already know that I have a budget. And according to my annual budget, I am allowed to buy a new laptop every 5 years. Now, I know it is probably too frequent to be buying a laptop every 5 years. But since I spend a considerable amount of my time on a laptop, it would be nice to have a decent upgrade. You know where I am going with all this don’t you? As if the title didn’t already give you a clue.

    ...continue reading
  • Budget 2021 And How It Affects Me

    Like last year, here is a quick overview of how the 2021 budget affects me. This is not an analysis or highlights of the budget. I am sure you can find many articles on those topics. This post is more specifically on how the budget affects my financial planning. To tell you the truth, there is nothing in the budget for me and that is a good thing! No news is good news isn't it?

    ...continue reading
  • Year In Review – 2020 Expenses

    This is the continuation of my 2020 year in review series. See my previous post if you missed my returns report. As you probably already know, I maintain two set of expenses — one for monthly expenses and another for annual expenses. The monthly expenses include expenses that occur more frequently than once a year and the rest of the expenses go into annual expenses. Lets dive deeper into the report.

    ...continue reading
  • Budget 2020 and How It Affects Me

    I am sure you already know everything you need to know about the budget by now. There are hundreds of articles covering every aspect in details. Now the question really is -- how much does it affect you? Since everybody's situation is different, their incomes and tax deductions are different, there isn't much advice that I can give. This is one of those times when I throw the clichéd answer "it depends". So instead, I thought I will pen down how it affects me.

    ...continue reading
  • Year In Review - 2019 Expenses

    This is the continuation of my 2019 year in review series. See my previous post if you missed my returns report. As you probably know, I maintain two set of expenses -- one for monthly expenses and another for annual expenses. The monthly expenses include expenses that occur more frequently than once a year and the rest of the expenses go into annual expenses. Lets dive deeper into the report.

    ...continue reading
  • Upgrading my Router: Asus RT-AC58U vs Tenda AC10

    This is the continuation and the conclusion post of my previous post. So if you have missed it, head on over there first. As you know, I have decided to upgrade my old TP-Link router with Asus RT-AC58U. Initially I was extremely happy with the performance although it was running a little hot. The performance and coverage was just great. But things turned south as soon as I tried using it as a NAS. While I know that the processor on the router will not be powerful enough as a dedicated NAS, it performed quite poorly in my opinion.

    ...continue reading
  • Record Your Expenses

    In my previous posts, you have seen my monthly and annual budgets. Now it is time I explained how I actually track and record my expenses, so I know how I am performing compared to the budgeted numbers.

    ...continue reading
  • My Annual Expenses Explained

    In my last post, I went over my monthly expenses. In this post I will go over my annual expenses so you too can plan your annual expenses along those lines. For the year 2018, I budgeted an annual expense of Rs. 3,60,000. That comes out to Rs. 30,000 per month. Annual expenses are those expenses that occur less frequently than a year. So things like property tax, buying a car, painting your house etc will come under annual expenses. My annual expenses planning is shown below.

    ...continue reading
  • My Monthly Expenses Explained

    In one of my previous posts, I briefly mentioned that I planned my monthly expenses to be around Rs. 50,000 per month. In this post, I want to explain a bit more on how I arrived at those numbers. May be it will help you figure out your own expenses in your retirement.

    ...continue reading
  • Year In Review - 2018 Expenses

    Continuing the "year in review" series, this time lets go over my expenses last year. Did they go according to plan? Did I over estimate or under estimate? I wrote a couple of posts explaining my monthly and yearly expenses. You can check those out for more details. But for this post, I will just go over them briefly and how they panned out over the course of last year.

    ...continue reading