How to Retire Early in 5 Steps

Achieving early retirement is not really as difficult as most people think. But it certainly is not for everyone. Some may not like not being able to work and stay at home, some may not be ready for the simple retired life, some may feel anxious about finances (even if their corpus is as big as they wanted it to be). Going into early retirement requires the stomach to handle all those and much more. For most, it may be fulfilling to work and keep themselves busy that way. For the rest, these 5 steps will help you get started … Continue reading “How to Retire Early in 5 Steps”

Be Strategic About When to Quit

While I was able to reach my financial goal by end of 2017, I actually retired on Jun 29, 2018. The timing of my exit has nothing to do with my finances, it was just strategic. And I will tell you why it is important to time your exit properly.   The company I work for, announces bonus at the end of the year. But the bonus is only paid out in the January paycheck of the next year. And the rule is that I should be working at the time the bonus is paid out. Obviously that meant that … Continue reading “Be Strategic About When to Quit”

Accelerate Retirement With Philosophy and Minimalism

This is the continuation of my earlier post. If you have not already read it, head on over there first.   In 2016, three things happened simultaneously that changed my retirement goals completely and my life style permanently First, I got introduced to Stoicism by sheer chance which changed my behavior and attitude towards life Next, I started to read more and more about leading a simple minimalist life which changed my life style And finally, I was having a great time with my daughter and wanted to spend more time with her, which led to me wanting to retire … Continue reading “Accelerate Retirement With Philosophy and Minimalism”

Setbacks Help You Get Started

In my last post, I talked about how I put an end to my work life and transitioned into early retirement. In today’s post I wanted to talk about how it all started.   It was the winter of 2010 when I finally decided to move back to India after an 8.5 years stint in the US. The reasons were like most other people moving back to India — to take care of parents and to be closer to friends and family. Until that point, early retirement or even the thought of retirement or saving never really occurred to me. … Continue reading “Setbacks Help You Get Started”

How It Ended

And then it happened on June 29, 2018. I was 37 and I retired. ¬† After having worked at a multinational corporation for 11 years as a software engineer, I decided to call it quits. And that is how it ended and I broke free from the shackles of hedonistic¬†treadmill. Somehow, the few months leading up to my early retirement were calm and relaxed. I would have thought that taking such a bold step would make me anxious and restless. I think the thought of leading a simple life trumped all inhibitions. ¬† A few days before my last working … Continue reading “How It Ended”