One Year Into Retirement

It is now exactly one year since I retired on June 29, 2018. Incidentally, this also happens to be my 50th post on this blog! It was a fun journey so far. While I cannot say if this will continue into the future, there are some exciting times ahead. Everything is going almost exactly the way I planned. Still, since I haven’t yet gone through a bad market cycle, I don’t yet know if my financial planning will stand the test of time. One thing I realized is that no matter how much free time you create, it will get … Continue reading “One Year Into Retirement”

Motivation Towards a Goal

Early retirement is possible. It is certainly not easy, but it is simple. Of course, it needs a lot of sacrifices today, for a better tomorrow. You need to save a lot which means your expenses have to be very less to have any meaningful contribution to your retirement kitty. Heck, retiring at 60 with enough corpus to last your whole life is in itself a difficult task. How can you even save for your early retirement. It all comes down to how deeply you want to retire early. It does not just apply for retirement, but anything in life. … Continue reading “Motivation Towards a Goal”

Updating OS in Google Compute Engine

A few days ago, I decided to update my Google Compute Engine instance which was running an older Debian version. This was the same instance that is hosting this WordPress blog, so I had to be careful not to break anything lest I lose all the data and/or the service can be down. This post is a recount of my journey through the update process because I found some interesting things about Google Compute Engine (GCE) and how things can break if you are not careful and how things can go very smoothly if you plan properly. It all started … Continue reading “Updating OS in Google Compute Engine”

Am I Financially Ready To Retire?

Here is an alternative take on whether you are financially ready to retire. In this post, I want to help you determine if you are ready to quit with nothing but a simple calculator and just one formula. You don’t need to predict expenses, inflation, rate of return etc, and as such, this method is not as comprehensive as the How Soon Can I Retire calculator. So take it with a pinch of salt and use it more as an indicator of whether you are ready to retire or not. Also note that this is only to check if you … Continue reading “Am I Financially Ready To Retire?”

Upgrading my Router: Asus RT-AC58U vs Tenda AC10

This is the continuation and the conclusion post of my previous post. So if you have missed it, head on over there first. As you know, I have decided to upgrade my old TP-Link router with Asus RT-AC58U. Initially I was extremely happy with the performance although it was running a little hot. The performance and coverage was just great. But things turned south as soon as I tried using it as a NAS. While I know that the processor on the router will not be powerful enough as a dedicated NAS, it performed quite poorly in my opinion. After … Continue reading “Upgrading my Router: Asus RT-AC58U vs Tenda AC10”

Upgrading my Router: Asus RT-AC58U

My aging router has been causing trouble for a few months now and it was time to upgrade it. I tried a couple of routers and thought I should do a quick review comparing them in case it helps some one because at the time I was taking the decision, there wasn’t a good comparison between the two. So the story begins about 6 months ago when my old TP-Link TL-WR740N router was evicting devices, or not letting new devices connect after a certain number of devices have connected. I don’t know the maximum number of connections it can handle, … Continue reading “Upgrading my Router: Asus RT-AC58U”

Renewing Passport in Bangalore

Just wanted to do a quick post on my experience renewing passport in Bangalore. May be this will help someone. So the story goes like this — my passport is about to expire in 10 months and my daughter’s is expiring in 4 months. We thought it might be a good time to start the renewal process not knowing how long it will take to renew. While my passport renewal could wait, I wanted to finish it along with my daughter in one go, instead of wasting time again for my passport renewal. Created a couple of accounts (one for … Continue reading “Renewing Passport in Bangalore”

Funding Child’s Education Expenses

In the past, I wrote about how to fund children’s education expenses, but some of my readers felt that there should be a calculator to figure out education expenses. So naturally, I am obliged to fill the gap with this calculator. I would strongly urge you to read the previous post before using this calculator to understand the basics first. Lets get some shortcomings of the calculator out of the way before using it. First, note that this calculator does not assume you will retire early. It will just tell you a number which is how much your corpus should … Continue reading “Funding Child’s Education Expenses”

How to Change Scooter Battery

Recently, the trusted battery in my scooter finally died. We own a Hero Honda Pleasure and its battery has never been replaced since we purchased it in 2011. That is a full 8 years of service, which is quite amazing for a scooter battery. Anyway, we decided to replace it. Now, I have replaced car batteries a couple of times so far, but this would be the first time replacing a scooter battery. However, the instructions in the scooter manual for replacing the battery were surprisingly simple. So I thought there should be a post about it, because … why … Continue reading “How to Change Scooter Battery”

Form 15G and 15H

It is the start of the financial year and now is a good time to figure out if you need to submit form 15G or 15H. For most individuals, this probably does not apply, but it may be applicable for your parents or if you or your spouse have a nil tax liability. In this post, lets go over when, why, where, who and how one can submit form 15G/15H. Why submit Form 15 If you have large savings lying in your bank which accrues interest, or invested in Fixed Deposits (FDs), or have invested in other fixed income plans … Continue reading “Form 15G and 15H”