Posts tagged with "projection"


  • May 9, 2026

    Year In Review - 2025 Returns

    The last update in the year in review series is on my returns in 2025. In the short run, the returns might seem high or low, but in the long run it should match my expectation of 10%. That was the assumption I used when I decided to retire early. As long as I can keep my expenses inflation to around 6% and my returns to around 10%, I should be able to manage to live a decent retired life. It has been about 8 years since my financial independence. My long term inflation is currently slightly less than 4%, so that is all good. What about my returns? Are they at least 10%?

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