Follow-up to Virtual Meetup #5

Thanks to everyone who joined the virtual meetup. We had a lot of good discussions which extended beyond the scheduled one hour. I was not sure if I answered all the questions clearly. So here is a post that clarifies things a little bit in case I was not clear earlier. Here are some questions that were asked and my responses. Is your daughter’s all equity portfolio returns better than yours? Yes. Her XIRR is 20% vs my 12% returns. My portfolio does not include the US employee stock grants. Did you consider your foreign employee stock options as part … Continue reading “Follow-up to Virtual Meetup #5”

Are Index Funds Better Than Active Funds?

In the US, index investing is all the rage. John Bogle who started the first index fund, contends that an index fund beats almost all actively managed mutual funds (after accounting for fees) in the long run. But does it work in India? That was the experiment I set out to conduct in early 2012.   Disclaimer: Any mutual fund names discussed here are purely for the study of the experiment and not a recommendation. I may or may not have owned, or still own these funds at the time of writing this post.   What got me started? When I … Continue reading “Are Index Funds Better Than Active Funds?”