Posts tagged with "goal"


  • Jul 6, 2024

    Black Belt In Shotokan Karate

    I finally received my Black Belt (1st Dan) in Shotokan Karate after training for it for nearly 7 years and I am super proud of it! I know it took a bit longer than a few others but I am too old I suppose :). I have heard of people, in fact kids receiving black belt in 2 or 3 years. I can tell you that at least in Shotokan Karate, it is almost impossible to receive any kind of black belt with in 5 years. It takes even longer for kids because they still have to build up the strength. My daughter who joined almost at the same time as me is now in Brown Belt (4th Kyu). Of course, if you are young, fit and dedicated you can still achieve in 5 years time.

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  • Sep 27, 2021

    Sensex Touched 60,000. What Should I Do Now?

    I never imagined that BSE Sensex (Bombay Stock Exchange Sensitive Index) would touch 60,000 so soon! Especially given the uncertainty due to COVID-19 pandemic. It took just 8 months to go from 50,000 to 60,000. Which is a 20% gain in that short duration. We have all heard of stock markets giving great returns, but this one is special because it is happening at a time when economic situation isn’t that great and we are still fighting a virus without cure. Oh well. Markets will do what they do best – surprise everyone. So what should an investor do in such a situation? My response may not give the answers you are looking for, but that doesn’t stop me from writing now will it?

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  • Oct 16, 2020

    Investing For Multiple Goals And Portfolios Management

    One of the readers of my blog asked me how I manage multiple portfolios for various goals. They also wanted to know what platform I use to manage portfolios for family. So I thought I will expand a bit on that topic. To start off, I don't have multiple goals. I just had and still have retirement corpus as the only goal. The portfolios I manage for my parents, wife and kid have only one goal as well. However, mine is a unique case and almost everyone have multiple goals. As I mentioned before, every goal needs to have a different portfolio.

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  • Jun 20, 2019

    Motivation Towards a Goal

    Early retirement is possible. It is certainly not easy, but it is simple. Of course, it needs a lot of sacrifices today, for a better tomorrow. You need to save a lot which means your expenses have to be very less to have any meaningful contribution to your retirement kitty. Heck, retiring at 60 with enough corpus to last your whole life is in itself a difficult task. How can you even save for your early retirement. It all comes down to how deeply you want to retire early. It does not just apply for retirement, but anything in life. If you want something very desperately, it automatically tunes not just your conscious, but your subconscious self to work towards it. At that point, none of what you are giving up, or all the hard work you are putting in will feel burdensome. It just feels like a flow and before you realize, you have hit your goal. So ask yourself, is your desire to retire early really strong? Make it a goal only if you have the strongest urge. A goal without enough motivation is hard to realize.

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