Mid Year Portfolio Review

I don’t normally do mid year portfolio review but this time I made a exception. There were a couple of reasons for this. First I made a mistake in the way I calculated my XIRR because of which my return numbers were skewed. Second, the markets have gone crazy and I thought I should share my portfolio when the going is good :). Portfolio returns You know why I don’t have a 70:30 mix of equity and debt although I always recommend it. While the 2020 crash gave me a small opportunity to invest in equity, it was not enough … Continue reading “Mid Year Portfolio Review”

The Gilt Experiment

 You’ve probably heard about the inverse relationship between bond prices and interest rates. When interest rates rise, bond prices fall and vice-versa. How can we use this information to make some money without a lot of volatility? Read along about my experiment with interest rate cycles.   Disclaimer: I would not advice anyone to take risks like I am about to explain in this post. It is supposed to be more of a study rather than any recommendation or advice. Any mutual fund names discussed here are purely for the study of the experiment and not a recommendation.   The Entrance It … Continue reading “The Gilt Experiment”