How to Change Scooter Battery

Recently, the trusted battery in my scooter finally died. We own a Hero Honda Pleasure and its battery has never been replaced since we purchased it in 2011. That is a full 8 years of service, which is quite amazing for a scooter battery. Anyway, we decided to replace it. Now, I have replaced car batteries a couple of times so far, but this would be the first time replacing a scooter battery. However, the instructions in the scooter manual for replacing the battery were surprisingly simple. So I thought there should be a post about it, because … why … Continue reading “How to Change Scooter Battery”

Main Door Project

A while ago, our home’s main door has been giving us a few problems. It has been about 8 years since we moved into our newly constructed house and seems like the maintenance work is now starting to creep up. The first sign of problems started when the door was sagging down at the hinges due to it’s own weight. Being the front door of the house, it is quite heavy, and the clearance between the door frame and the door was very small to start with. As the cycles of the weather took their toll on the door, it … Continue reading “Main Door Project”

The Nun-Chucks Project

So far in this blog, I have been posting articles with advice and tips about finance and how to retire early. But when I started the blog, I did not intend to keep it strictly about retirement or finance. I just wanted to post my journey to retirement and retirement activities. My posts have been about financial planning, tips and advice, mostly upon requests from friends and colleagues. This post, and probably a few more upcoming posts will be a deviation from that style 😀 , since I want to write something about post retirement activities. You may skip this … Continue reading “The Nun-Chucks Project”

How Long Will My Money Last?

How long will your money last? The oft given cliched answer is — it depends. It is true if you want someone to answer for you. But if you put some effort, you will be able to answer the question yourself. The only problem is that you should be able to make some good estimates of your expenses, inflation and investment return long into the future.   This is a continuation of my earlier post — How Much Do you Need to Retire. If you haven’t read it, I urge you to head over there first. So by now you … Continue reading “How Long Will My Money Last?”

How Much Do You Need To Retire?

I have touched upon this point briefly in step 5 of How to Retire Early in 5 Steps, but I thought I should expand a bit on that. Most people suggest the 4% rule, which basically states that if your expenses can be met by withdrawing 4% of your corpus, then that should be the corpus size. For example, if you need Rs. 50,000 per month to meet all your expenses comfortably in your retirement, then your corpus needs to be Rs. 50,000 * 12 / 4% = Rs. 1.5 crores. But does it really work?   For the skeptics, … Continue reading “How Much Do You Need To Retire?”

How Soon Can You Retire?

Like I mentioned in the previous post, there are really just two variables that you can control, which determine how soon you can retire. They are your expenses and savings. Remember step 4 of How to Retire Early in 5 Steps? Plan a Simple Retired Life. The lesser the expenses today, the less it will be in future after adjusting for inflation. If you like a rich lifestyle today, then as the years go by, not only will inflation cause the expenses to go up, but you will want higher and better lifestyle which adds up. Your savings will not … Continue reading “How Soon Can You Retire?”