Two Years Into Retirement

This is going to be a really short post. I just completed 2 years in retirement! On this exact day in 2018, I was commuting back to home from work for the last time. It was one of the happiest day of my life. Nothing much has changed from what I have already wrote in my post after 1 year into retirement. The only thing that has changed is that I am going through a bad market cycle for the first time since I started investing in 2011. Hopefully I will come out strong after this. You already know pretty … Continue reading “Two Years Into Retirement”

Does Lightening Strike Twice?

You would think that one would learn from past mistakes. But no, not me apparently :). With in a week of the last major electronic equipment blowup, there was another lighting strike blowing up another router. That and more coming up soon. Stay tuned. If you have read my previous post, you already know about the lightning strike that fried a bunch of my expensive electronic equipment. The electric surge came through my internet service provider cable, burning my router and a few other things. Since it happened during lock-down time, I could not buy a new router. Thankfully though, … Continue reading “Does Lightening Strike Twice?”

Lightening Strike Destroyed My Electronics

This post was long overdue. It happened a while ago, but I have been postponing it since there were so many other important topics to cover. While the year 2020 have given us a massive blow in the form of COVID-19, I was sustaining some other injuries along the way ;). Not physical ones though. Early in the year Franklin Ultra dropped the bomb that Vodafone papers will be marked to zero. Then COVID-19 issues started in India and the country went into a lock-down. Next, Franklin wiped out a good portion of my investment by winding up six funds. … Continue reading “Lightening Strike Destroyed My Electronics”

Higher Education for Homeschooled Kids

Friends, family, and readers of my blog alike have all asked us this question — what about your kid’s higher education? Interestingly, given the COVID situation, several people have suddenly started showing interest in home schooling. More people have asked us about our experience or advice than before COVID. I am glad that more people are now interested in the topic. While unschooling or homeschooling sounds like a nice idea, there are so many questions in one’s mind. One among them is about going back to traditional school/college or university if and when the kid chooses. But before going too … Continue reading “Higher Education for Homeschooled Kids”

Goal Based Investing

So far I have been giving financial advice for the singular goal of early retirement. But many of you probably have multiple goals. May be you want to buy a house, save up for kids education or planning an international vacation in a couple of years. Whatever might be your goal, you need to have a financial plan. Each goal needs to have a different corpus, asset allocation and redemption plan. If you rather watch a video on the same topic, check out the YouTube video at the end of the post. Start with the goals If you want to … Continue reading “Goal Based Investing”

Franklin Ultra Partial Payment From Vodafone Segregated Fund

Yesterday afternoon I was reading in the news that Vodafone Idea has made interest repayments to mutual funds. I was wondering if Franklin will be returning something back to the investors. And as expected, I did receive an email from Franklin yesterday evening. The AMC will be returning 7.58% of units worth of money back to the investors. This is some good news in the ocean of bad news surrounding Franklin. If you don’t want to read the post, you can check out the video at the end of the post. If you have invested in any other funds of … Continue reading “Franklin Ultra Partial Payment From Vodafone Segregated Fund”

Building A Disk Drop Game Board

In one of my previous posts, I was left wondering if toys have a place in unschooling. The argument was that the toys help develop creativity in the kid. On the other hand, why should we buy any toys if the kid is creative? They can build their own toys with nature. Well, I got a mild taste of the latter when my daughter proposed and help build a disk drop game board. For those unaware of a disk drop game, here is a picture of it. The interesting part is that she has never seen the game as a … Continue reading “Building A Disk Drop Game Board”

Sensex and Nifty Up More Than 35%

I wrote a post less than three months ago that Sensex and Nifty have fallen more than 30%. It is only fair that I should write a post when the indices have gone up. This time, they have gone up by more than 35%! The unfortunate thing is that I have no idea why. But hopefully your investments are up and probably in the green zone. Of course neither indices (thankfully) have not reached their historic highs. Interestingly, some people confuse why the market has not reached the peak when it is up the same percentage as when it went … Continue reading “Sensex and Nifty Up More Than 35%”

Drip Irrigation Control System v4.0 – Web Server

In the past, I explained the hardware and software parts of the system. This concluding post on my drip irrigation control system will go into the details of the web server. As you know, I wanted to build a system that I can control from anywhere. In the previous designed, I had to be near the control system to configure the drip time and duration using buttons on the board. Sometimes I am on the terrace and want to pause or start the drip to adjust something. However, the control system is on the ground floor. Each time I need … Continue reading “Drip Irrigation Control System v4.0 – Web Server”