Organic Gardening: Shade Net Setup

In the last post I talked about how we started building our very basic organic terrace garden in the early spring of 2019. Soon the summer will start and we were worried if the plants will be able to handle the sun. Even during the spring season, the plants were having difficulty coping up with the heat on the terrace. So we decided to build a shade net. The idea was to Setup wooden pillars on all sides of the terrace Have wooden beams connecting the pillars Wrap GI wires around the beams to form a mesh Cover the GI … Continue reading “Organic Gardening: Shade Net Setup”

Organic Gardening: The Beginnings

Some time soon after I retired in July 2018, we decided to grow some organic vegetables in the small place that we have available around our house and also on the terrace. And ever since I have been planning to write a couple of posts about it. But somehow other important things came up and I kept on postponing it. Finally the time has come :). The project has been one of the longest on-going one. We still keep adding and changing things. We (my wife in particular) have been interested in home grown organic food for some time now. … Continue reading “Organic Gardening: The Beginnings”

Budget 2020 and How It Affects Me

I am sure you already know everything you need to know about the budget by now. There are hundreds of articles covering every aspect in details. Now the question really is — how much does it affect you? Since everybody’s situation is different, their incomes and tax deductions are different, there isn’t much advice that I can give. This is one of those times when I throw the clichéd answer “it depends”. So instead, I thought I will pen down how it affects me. But first, lets rewind and understand what happened in the budget. It seems to me that … Continue reading “Budget 2020 and How It Affects Me”

Year In Review – 2019 Net Worth

The final post in 2020 Year in Review series, is my net worth. Like last year, I took stock of my investments and asset allocation. As a reminder to the readers, the idea is not to know how much I am worth, but mainly to understand my asset allocation. Even so, it is fun to check out the net worth, so here it goes. Since I have retired, I don’ t have PF anymore. I took out all my PF investments and moved them to debt funds because I am liable to pay taxes on the interest earned on PF after retirement. … Continue reading “Year In Review – 2019 Net Worth”